Disclaimer
Important information about using RelativeCost
No Financial Advice
RelativeCost does not provide financial advice, recommendations, or guidance.
All information, calculations, insights, tips, and suggestions provided through this application are for educational and informational purposes only. They should not be construed as professional financial advice, investment advice, tax advice, or legal advice.
We are not licensed financial advisors and do not hold an Australian Financial Services (AFS) licence or any other financial advisory credentials in Australia or elsewhere.
⚠️ You should consult with a licensed financial advisor before making any financial decisions based on information from this application.
Accuracy of Information
While we strive to provide accurate calculations and information, RelativeCost makes no warranties or representations about the accuracy, completeness, or reliability of:
- Calculations based on user-provided data
- Income estimates for public figures or professions
- Cost comparisons and relative purchasing power analyses
- AI-generated insights and educational tips
- Budget suggestions and spending pattern observations
- Data sourced from third-party providers
All calculations and comparisons are approximations based on the information provided and should not be relied upon for making financial decisions.
AI-Generated Content
Our application uses artificial intelligence to generate educational insights and tips. Please be aware that:
- AI-generated content may contain errors or inaccuracies
- AI responses are based on patterns in data and may not account for your unique circumstances
- AI suggestions are educational in nature and not personalized financial advice
- You should verify any important information with qualified professionals
Income Estimates and Public Figures
Income estimates for public figures, professions, and income brackets are based on publicly available data, industry reports, and AI-assisted research. These estimates:
- May not reflect actual current earnings
- Are approximations and should be treated as such
- May be outdated or based on incomplete information
- Vary significantly by source and methodology
- Are provided for comparative and educational purposes only
We make no claims about the accuracy of any specific income figure and do not warrant that such information is up-to-date or correct.
User Responsibility
You are solely responsible for:
- The accuracy of information you input into the application
- How you interpret and use the information provided
- Any financial decisions you make
- Consulting with qualified professionals before making important financial decisions
- Verifying information from independent sources
- Understanding your own financial situation and needs
No Warranties
The service is provided "as is" and "as available" without any warranties of any kind, either express or implied, including but not limited to:
- Fitness for a particular purpose
- Merchantability
- Accuracy or reliability
- Uninterrupted or error-free operation
- Freedom from harmful components
Limitation of Liability
To the maximum extent permitted by law, RelativeCost and its operators shall not be liable for any:
- Financial losses resulting from use of the application
- Decisions made based on information from the application
- Damages arising from inaccurate calculations or information
- Indirect, incidental, or consequential damages
- Loss of profits, data, or opportunities
You use this application entirely at your own risk.
Regulatory Compliance
This application is designed to comply with Australian financial services regulations by:
- Not providing financial advice or recommendations
- Clearly disclaiming any advisory relationship
- Providing educational information only
- Directing users to consult licensed professionals
- Not making specific investment or financial product recommendations
Third-Party Content and Links
Our application may contain links to third-party websites or reference third-party information. We:
- Do not endorse or guarantee any third-party content
- Are not responsible for the accuracy of external information
- Have no control over third-party websites or their practices
- Recommend reviewing third-party terms and privacy policies
Updates and Changes
This disclaimer may be updated from time to time. Your continued use of the application after changes constitutes acceptance of the updated disclaimer. We recommend reviewing this page periodically.
Last Updated: January 3, 2026
Questions or Concerns?
If you have questions about this disclaimer or the information provided in our application, please contact us through the Contact form in the application footer.
Remember: For personalized financial advice, always consult a licensed financial advisor who can assess your individual circumstances and provide guidance tailored to your specific needs.
